NJ Lifeline is a $225 yearly credit for your electric or gas bill. You must be 65 years old, or a disabled adult at least 18 years old who is receiving Social Security Disability benefits. Your income must be under $24,432 for a single person or $29,956 for a married couple. If you receive Supplemental Security Income (SSI) you do not need to apply, your Lifeline benefit is in your monthly SSI check. Apply online or phone the Middlesex County Department of Senior Services, 75 Bayard Street – 5th Floor, New Brunswick, NJ 08901.